Solution
Benefit Comparison Software for Insurance Brokers.
Automate side-by-side comparisons, contribution modeling, and branded proposals. Upload carrier PDFs and Excel—Planlined turns them into client-ready output in minutes.
Automated Parsing
AI reads PDFs and spreadsheets into structured fields with source-side verification and less manual typing.
Side-by-Side Comparisons
Generate normalized, client‑ready comparisons across unlimited carriers and plans.
Contribution Modeling
Model multiple structures and scenarios instantly with real‑time calculations.
From carrier quote to side-by-side in one upload
Drop in the quotes, SBCs and rate sheets the carriers actually sent. Planlined reads them into one normalized table, flags anything it is unsure of for you to confirm against the source page, and turns the approved case into a client-ready comparison. See the side-by-side benefit quote comparison feature, the SBC comparison tool, or start with the free benefit comparison template if you are still in Excel. Still comparing in a spreadsheet? Benefit comparison software vs Excel shows what changes.
Contribution modeling on the same comparison
Test employer contribution strategies, tier structures and enrollment assumptions against every plan in the comparison without leaving the case. Scenario Manager keeps the original as the baseline, so the recommendation you present is the one you reviewed. Details on the contribution modeling page.
Inputs and outputs
What goes in, what comes out.
You bring
- Carrier quotes, SBCs, rate sheets and renewal packets as PDF, Excel, CSV, Word, PowerPoint or images, up to 50 MB each.
- Census files for enrollment by tier.
- Proposals from ancillary carriers for dental, vision, life, STD and LTD, alongside the medical plans.
You get back
- One normalized comparison of current, proposed and alternate plans, every value checked against its source page.
- Contribution scenarios and a multi-year projection on the same plans.
- A proposal book PDF and an Excel workbook with one comparison sheet per benefit type.
- Comparison and case data as JSON or CSV.
Every accepted file type and export format is listed on the integrations, exports and API page, and the one-page summary of what Planlined is and is not lives on Planlined product facts.
When to use it
Where it fits in a renewal.
- Replacing the renewal spreadsheetUpload what the carriers sent instead of re-keying deductibles, copays and rates into Excel for every plan.
- Marketing a group to several carriersPut the incumbent, the renewal and the alternates into one comparison so plan design and price are read together.
- Presenting options to a committeeTake the approved comparison straight into the proposal book or a live presentation without rebuilding it in slides.
What it does not do
- It is not a quoting engine with carrier rate feeds. It compares the quotes you already have.
- It is not a benefits administration or enrollment system, and it is not a CRM.
- It does not export PowerPoint or Word files. Comparisons leave as PDF, Excel, JSON or CSV.
Benefit comparison software questions
What is benefit comparison software?
Software that reads carrier quotes, SBCs and rate sheets into one normalized table so a broker can compare current, proposed and alternate plans side by side. Planlined does that and carries the approved comparison into contribution modeling, the proposal book and the employee benefit guide.
Which lines of coverage can Planlined compare?
Medical, dental, vision, life, and short- and long-term disability (STD/LTD), in the same case.
Does Planlined guess when a carrier document is unclear?
No. Values it is unsure of are flagged and shown beside the source page, so you confirm or correct them before they reach the comparison.
Ready to Automate Your Benefit Comparisons?
See why brokers choose Planlined for automated benefit comparison and proposal creation.