Solutions
Benefits software solutions for brokers.
Planlined is benefit-proposal software for employee-benefits brokers. It turns carrier quotes, SBCs, invoices and rate sheets into side-by-side comparisons, branded proposal books and employee benefit guides. Start from the job you are doing today, or follow a renewal from the carrier packet to the enrollment guide.
By job to be done
Start with the problem on your desk.
Three entry points brokers search for. Each one leads into the same case, so work started in one carries into the others.
- Benefit comparison softwareSide-by-side comparisons of current, proposed and alternate plans, with contribution modeling on the same case.
- Free benefit proposal toolBring carrier material into one case and prepare branded client and employee materials. The first proposal is free, with no credit card.
- SBC comparison toolRead Summary of Benefits and Coverage PDFs into a reviewable side-by-side table.
Intake
Get the carrier paperwork into one case.
Planlined works from the quotes, SBCs, rate sheets, invoices and renewal packets you already have. It is not a quoting engine with carrier rate feeds.
- Carrier quote PDF parsingPurpose-built readers for named carriers and a general reader for the rest, with every value shown beside its source page.
- Quote and invoice analysisRates by tier, plan details and enrollment counts from renewal quotes, new business proposals and monthly invoices.
- Case libraryActive and historical cases in one searchable, cloud-synced list, with favorites and templates.
Analysis
Work out the recommendation.
Everything below runs on the verified case, so the numbers you model are the numbers the carrier quoted.
- Side-by-side benefit quote comparisonCurrent, proposed and alternate plans across medical, dental, vision, life and disability.
- Renewal analysisCurrent plans against the renewal and market alternatives, with a multi-year projection.
- Contribution modelingEmployer and employee cost by tier under flat dollar, percentage, tiered, composite, age-banded or custom structures.
- Scenario modelingTest changes in a working copy of the case and adopt only the option you choose.
- ACA compliance modelerAffordability against IRS thresholds and potential 4980H(b) penalty exposure.
- Benefits invoice reconciliationInvoice lines matched to the census and plan rates, with discrepancies flagged for review.
- Rate negotiation analysisPrepare carrier and client rate discussions from comparisons and projections.
Delivery
Hand it to the client and to employees.
Every deliverable comes from the same case, so the figure on the committee's page matches the one on the employee's phone.
- Proposal book exportA designed book as PDF and Excel: financials, benefit comparison, projection, strategy and paycheck math.
- Client presentation modeRun the renewal meeting from the case, with private speaker notes and no slide file to rebuild.
- Employee benefit guide generatorAn enrollment guide as a PDF or a hosted link, in English or Español.
- Proposal builderOne recommendation delivered as a book, a presentation or a guide.
- Client sharing and deliverySecure links, proposal exports and live presentations from one case.
Before you upload anything
The Planlined product facts page lists what Planlined reads, produces and costs on one page. File types, exports, the REST API and connectors are on integrations, exports and API. Where uploaded census files and quotes are stored and who can see them is on security and data handling, and common setup and billing questions are answered in the Planlined FAQ.
Run your next renewal through Planlined.
Upload the carrier packet. Walk out with the comparison, the proposal book and the employee guide.