Planlined product facts

Reviewed November 4, 2026

Plain facts about Planlined: what it is, who it is for, what it reads and produces, what it costs, how it connects to other systems, and what it is not. No marketing language. What changed and when is in the changelog.

From AI analysis to professional client presentations

Claude Free, Pro, Max, Team and Enterprise, ChatGPT Business, Enterprise and Edu, and Microsoft Copilot through Copilot Studio are supported. Assistant plan eligibility and workspace permissions apply.

AI assistant connector: setup guides and recorded ChatGPT walkthrough

What are you trying to prepare?

Compare renewal options and prepare a client proposal: inspect a fictional sample, its inputs, payroll calculations and output before starting your own case.
Create an employee benefit guide: see the themes, required case data, outputs and review steps.
Understand quoted stop-loss exposure: work through a free calculation with explicit inputs and limits.

Read the current pricing and trial terms before starting. Carrier documents and extracted values need review; corrections or manual entry may be required.

What it is: Planlined is benefit proposal and employer presentation software for employee-benefits brokers and general-agency service teams. It turns carrier quotes, SBCs, invoices and rate sheets into branded benefit proposals and employer presentations, with plan comparisons, contribution modeling and employee benefit guides in the same workflow.
Formerly: BART, short for Benefit Analysis Reporting Tool. Launched under that name in 2025; renamed Planlined in 2026. The legal entity is still BART Technologies Inc.
Who it is for: Employee-benefits brokers, brokerage teams and general-agency service teams preparing group-benefits comparisons and proposals in the US market. Small group, large group, level-funded and PEO business. For brokers · For general agencies.
What you upload: Carrier quotes, SBCs, rate sheets, invoices and renewal packets as PDF, Excel (XLSX, XLSM, XLS), CSV, Word (DOCX), PowerPoint (PPTX), or PNG/JPG images. Purpose-built readers exist for Aetna, UnitedHealthcare and Florida Blue medical documents; for ancillary proposals from Principal, Guardian, The Standard, Pacific Life, MetLife, Lincoln Financial, Unum, Cigna, Mutual of Omaha, Aflac, VSP, EyeMed and Delta Dental; and for ADP TotalSource, Paychex and Aura, Benefitter, employee benefit guides and Excel or CSV rate workbooks. These are documented input capabilities; the evidence table below identifies what the published examples actually demonstrated.
What it produces: Branded benefit proposals (PDF and Excel) and employer presentations, with plan comparisons, contribution scenarios and multi-year projections; invoice reconciliation; employee benefit guides (PDF and hosted links) with per-paycheck deduction figures; and case data as JSON, CSV or through the REST API. Proposal Book is the in-app feature used to compose the benefit proposal; Present Proposal provides the live presentation.
Lines of coverage: Medical, dental, vision, life, and short- and long-term disability (STD/LTD).
Pricing: Professional is $75 per month or $744 per year ($62 per month billed annually), with 250 AI credits per month. Paid cases and exports are unlimited; AI processing has a separate allowance. Confirm workspace setup before purchasing for a team. Paid case creation and exports are unlimited; AI processing has a separate account allowance.
Free start: Start a 7-day free trial with full features. A card is required to start, and Professional bills $75 a month after the trial unless you cancel first.
Integrations and exports: A REST API (bearer token or X-API-Key) covering document parsing, case import, plan library, proposal book and workbook export, benefit guide publishing and webhook subscriptions. Connectors for Employee Navigator and Ease (benefits administration), Salesforce and HubSpot (CRM), and Google Drive, documented for Enterprise workspaces; confirm availability, permissions and setup for your workspace. Exports as PDF, Excel, hosted benefit guide links, JSON and CSV. Details on integrations, exports and API.
AI assistant connector: Connect Claude, ChatGPT or Microsoft Copilot through the Planlined MCP connector. With your permission, an assistant can create a case, add plans directly or send them for review, and read saved plan details and review status. Review rates, enrollment, plan roles and delivery warnings in Planlined before client delivery. The connector does not expose census or member rosters, delete cases or share them. Assistant plan eligibility and workspace permissions apply; the setup guides, example prompts and recorded ChatGPT walkthrough explain the supported paths.
What it is not: Not a property-and-casualty (P&C) insurance comparison or rating tool. Not a quoting engine with carrier rate feeds. Not a benefits administration or enrollment system. Not a CRM. Planlined is built for employee-benefits documents and proposals.
Company: BART Technologies Inc., doing business as Planlined.

General-agency teams can prepare comparisons and exported proposal materials for retail brokers. Shared case access across separate brokerages, multiple broker brands and network-wide setup require confirmation; the published fictional examples do not demonstrate a GA network rollout.

Capabilities and the evidence behind them

Reviewed November 6, 2026. Documented capabilities describe the product. The October 20 medical PDF, October 22 dental financial comparison, October 29 ChatGPT connector walkthrough and November 6 invoice reconciliation and renewal costing checks demonstrate specific fictional workflows. Each has a different scope; none establishes accuracy across carriers or file formats.

Swipe or scroll sideways to read the full table.

What the worked examples demonstrated, what required manual work, and what remains outside their scope
Capability	Evidence status	Scope and review required
Medical PDF extraction	Demonstrated on October 20	Two plans and eight monthly rates matched the fictional source and checked result. Enrollment and displayed benefit amounts were checked too. Plan-name suffixes and the “after deductible” qualifier were lost; source-location verification remains unresolved.
Dental financial comparison	Saved, reopened and exported on October 22	The completed dental comparison reconciles $590/$649 monthly premiums and an 80% employer contribution model. Final financial settings survived a fresh-tab reopen, and all eight exported Excel financial rows matched. Rates and enrollment were entered manually; the linked review notes describe the import and benefit-field limits.
Plan roles and contributions	Manual setup in both examples	Current/renewal roles, the proposed option, 75% employer contributions and 26 deductions were set manually in the medical example. Dental roles, 80% contributions and 24 deductions were also manual setup. Neither example demonstrates their automatic extraction.
Cloud save and reopen	Medical parsed values; dental final settings	Rates, enrollment and displayed benefits survived a fresh-tab reopen. Contribution settings were edited and saved afterward; those final medical settings were checked in the model and PDF, without another independent reopen. The dental example independently reopened its final rates, enrollment, policy period and contribution model after editing.
Proposal PDF and paycheck costs	Actual product export	The six-page proposal PDF agrees with the example’s premium and payroll arithmetic. Internal diagnostic material was removed after export. The dated check record identifies the files and hashes.
Invoice reconciliation	Run once on November 6; three of five planted errors caught	On a fictional ten-employee invoice and census, the reconciliation flagged the terminated employee still billed, the tier not updated and the new hire missing from the invoice. It reported the two family contracts billed at last year's rate as clean, because premiums are compared with the invoice's own rate table rather than contracted rates, and showed an unmapped dental line as matched. It did not calculate dollar variances. Spreadsheet invoice, local development build, no saved case; see the dated check record.
Renewal and counter-offer costing	Costed on November 6; matched the worked example	A fictional case holding the current plan, a +10% renewal, a +6% counter-position and a +3% alternate was costed by the contribution and renewal-projection views; every monthly employer and employee-only figure matched the hand arithmetic. Positions are plans in the case, not a separate counter-offer tool. The case was supplied to the pages rather than saved, on a local development build; no export was produced and no per-employee paycheck figure was shown. See the dated check record.
Other carriers, scans and formats	Documented; outside these examples	The documented readers and input formats extend beyond these two inputs. The medical PDF and partially extracted dental workbook do not validate real-carrier packets, scans, other ancillary coverage, other spreadsheets, Word, PowerPoint or images. Check extraction against the original document; corrections or manual entry may be needed.
Other deliverables and analysis	Documented; separate evidence needed	The dental example demonstrates eight monthly financial rows in an actual Excel export, with blank benefit columns. Hosted benefit guides, presentation mode and full benefit workbooks remain outside these demonstrations. The free booklet is a hand-worked illustration, not proof of those product workflows.
AI assistant connector	ChatGPT recording and written Claude example	The recorded connector walkthrough shows a ChatGPT session creating a case with 15 plans from fictional renewal materials, opening the proposal book and exporting a PDF. Claude and Microsoft Copilot setup guides are also published; this recording does not demonstrate those assistants or establish a general extraction-accuracy or time-saving benchmark. Review the case before client delivery. The November 4 Claude example separately demonstrates a two-plan case and a seven-page PDF after source review, with qualifier, date and export limits disclosed.
API and workspace connectors	Workspace-dependent	The Enterprise API and business-system connectors require confirmation of scope, permissions and setup. Their availability is separate from the AI assistant connector described above; the medical and dental examples do not test them. See API and integration requirements.

Worked examples you can inspect

Download the clearly labeled fictional sample proposal, source packet and input values. The sample uses ten synthetic employees and two invented plans. The October 20 run extracted both plans and all eight monthly rates, followed by cloud save, reopen and actual PDF export. Roles and contribution settings required manual input, and source-location verification remains unresolved. The earlier failed-import baseline is retained alongside the new result. It is not customer proof or a parsing benchmark.

The October 22 dental spreadsheet example shows a completed current/renewal comparison, checked employer and employee costs, final save/reopen and an actual Excel financial export. Rates and enrollment were entered manually; the page includes its verification method and review notes.

Frequently asked questions

Does Planlined connect Claude, ChatGPT or Microsoft Copilot analysis to client presentations?

Planlined connects Claude, ChatGPT and Microsoft Copilot to reviewed benefit cases, branded proposal books and professional client presentations. Analyze carrier documents in your assistant. With your permission, carry the plans, rates, enrollment and plan roles into Planlined. Review the case, then build the branded proposal book, present to the client or export the PDF in Planlined. Claude Free, Pro, Max, Team and Enterprise, ChatGPT Business, Enterprise and Edu, and Microsoft Copilot through Copilot Studio are supported. Assistant plan eligibility and workspace permissions apply.

How can a general agency support retail brokers with Planlined?

What is Planlined?

Planlined is benefit proposal and employer presentation software for employee-benefits brokers and general-agency service teams. It turns carrier quotes, SBCs, invoices and rate sheets into branded benefit proposals and employer presentations, with plan comparisons, contribution modeling and employee benefit guides in the same workflow.

What was Planlined formerly called?

BART, short for Benefit Analysis Reporting Tool. It launched under that name in 2025 and was renamed Planlined in 2026. The legal entity is still BART Technologies Inc.

Who is Planlined for?

Employee-benefits brokers, brokerage teams and general-agency service teams preparing group-benefits comparisons and proposals in the US market.

What does Planlined cost?

Start a 7-day free trial with full features. A card is required to start, and Professional bills $75 a month after the trial unless you cancel first. Professional is $75 per month or $744 per year ($62 per month billed annually), with 250 AI credits per month. Paid cases and exports are unlimited; AI processing has a separate allowance. Confirm workspace setup before purchasing for a team.

Is Professional priced per workspace or per seat?

The published Professional price covers one workspace. The 250 monthly AI credits are shared across that workspace.

How long is the free trial?

Start a 7-day free trial with full features. A card is required to start, and Professional bills $75 a month after the trial unless you cancel first.

Which lines of coverage does Planlined handle?

Medical, dental, vision, life, and short- and long-term disability (STD/LTD).

What is Planlined not?

Not a property-and-casualty (P&C) insurance comparison or rating tool, a quoting engine with carrier rate feeds, a benefits administration or enrollment system, or a CRM. It works from the employee-benefits quotes the broker already has and produces the proposal and enrollment guide.

Who makes Planlined?

BART Technologies Inc., doing business as Planlined.

Are uploaded documents used to train AI models?

Not raw documents or PHI. Planlined's privacy policy states that raw customer documents and PHI are not used to train third-party foundation models. Aggregated, de-identified signals, such as parsing success rates and error categories, and de-identified samples of document layout may be used to improve Planlined's parsers and features. The full terms are in the app privacy policy at app.planlined.com/legal/privacy-policy.html.