Feature
Quote & Invoice Analysis
Stop manual data entry. Upload carrier quotes or invoices and let Planlined extract rates, plan details, and enrollment data in seconds.
What you get
Why Quote & Invoice Analysis?
- Auto-Detect FormatAI automatically identifies document type - whether it's a renewal quote, new business proposal, or monthly invoice.
- Rate ExtractionPull premium rates by tier (Employee, EE+Spouse, EE+Child, Family) with high accuracy from any carrier format.
- Plan Detail ParsingExtract deductibles, copays, coinsurance, and out-of-pocket maximums directly into your comparison.
- Enrollment ImportWhen invoices include enrollment counts, automatically populate your enrollment data.
- Multi-Carrier SupportPurpose-built readers for Aetna, UnitedHealthcare, Florida Blue, ADP TotalSource, Paychex and Benefitter, plus the major ancillary carriers. Everything else goes through the general reader.
- Validation & ReviewAI flags uncertain values for human review, ensuring accuracy before finalizing.
Supported Document Types
Annual renewal proposals from carriers
Billing statements with current rates
Competitive quotes from multiple carriers
Standalone rate tables and schedules
Extraction is the first half of the job. To match invoice lines against the census and plan rates and flag billing discrepancies, use benefits invoice reconciliation; to see every carrier reader and how values are checked against the source page, see carrier quote PDF parsing.
Inputs and outputs
What goes in, what comes out.
You bring
- Carrier renewal quotes and new business proposals.
- Monthly invoices, including UnitedHealthcare invoices, which have their own reader.
- Standalone rate sheets, including Excel and CSV rate grids read cell by cell.
You get back
- Premium rates by coverage tier: employee, employee plus spouse, employee plus child and family.
- Deductibles, copays, coinsurance and out-of-pocket maximums, placed into the comparison.
- Enrollment counts, when the invoice lists them.
- Flags on uncertain values, shown beside the page they came from.
Every accepted file type and export format is listed on the integrations, exports and API page, and the one-page summary of what Planlined is and is not lives on Planlined product facts.
When to use it
Where it fits in a renewal.
- The renewal arrivesUpload the renewal quote beside the current invoice and compare current rates with the renewal by tier without retyping either.
- Marketing the groupBring in new business proposals from several carriers and compare them with the incumbent plans in one case.
- Enrollment has movedWhen an invoice includes enrollment counts, use them to populate the case's enrollment data.
What it does not do
- It does not log in to carrier portals. You upload the quotes and invoices the carrier sent.
- It does not fill in blanks. Uncertain values are flagged for review instead of guessed.
- Matching invoice lines to a census is a separate step, covered by invoice reconciliation.
Quote and invoice analysis questions
Which documents does quote and invoice analysis read?
Renewal quotes, new business proposals, monthly invoices and rate sheets, uploaded as PDF, Excel, CSV, Word, PowerPoint or PNG and JPG images of up to 50 MB each.
Which carriers have a purpose-built reader?
Aetna, UnitedHealthcare and Florida Blue medical documents, ADP TotalSource, Paychex and Aura, Benefitter exports, and ancillary proposals from carriers such as Principal, Guardian, MetLife, Unum and Delta Dental. Documents from other carriers go through the general reader.
What happens when a rate or plan value is unclear?
It is flagged for human review and kept next to its source page, so you confirm or correct it before it reaches a comparison.
Run your next renewal through Planlined.
Upload the carrier packet. Walk out with the comparison, the proposal book and the employee guide.