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Planlined vs Zywave CPQ: Features and Pricing Compared

Zywave CPQ quotes from a carrier rates database; Planlined parses the carrier quotes you already received. Workflows, outputs and pricing from public docs.

Reviewed September 3, 2026, from public documentation. Zywave CPQ is a trademark of its owner; Planlined is not affiliated with it. Spot an error? Email support@planlined.com and we will correct it.


Planlined

Benefit analysis software, formerly BART. Parses whatever the carrier sent into one comparison, models contributions and scenarios, and exports the proposal book and employee guide.

For: brokers and agency teams who receive quotes as PDFs and spreadsheets and build the proposal themselves.

Zywave CPQ

Zywave's quoting and proposal tool for employee benefits, built on a rates database of 100,000+ plans from 1,000+ carriers, exporting proposals to PowerPoint or Excel and generating enrollment booklets.

For: brokerages already in the Zywave ecosystem, or feeding sold plans into Employee Navigator, which relies on Zywave CPQ for quoting.

Side by side

Capabilities, one row each.

  • Parses carrier PDFs and spreadsheets
    PlanlinedYesQuotes, SBCs, rate sheets, invoices.
    Zywave CPQNot documentedPlans come from the rates database rather than uploaded documents.
  • Live carrier rate feed
    PlanlinedNoWorks from the quotes you already have.
    Zywave CPQYes100,000+ plans, 1,000+ carriers, all 50 states.
  • Side-by-side comparison
    PlanlinedYes
    Zywave CPQYes
  • Proposal export
    PlanlinedYesBranded PDF and presentation mode.
    Zywave CPQYesPowerPoint or dynamic Excel.
  • Employee enrollment guide
    PlanlinedYes
    Zywave CPQYesEnrollment booklets.
  • Contribution and what-if modeling
    PlanlinedYes5+ structures, scenario manager.
    Zywave CPQNot documented
  • Invoice reconciliation
    PlanlinedYes
    Zywave CPQNot documentedBrokerageBuilder does commission reconciliation, a different task.
  • Benefits administration / enrollment
    PlanlinedNo
    Zywave CPQNoHands off to Employee Navigator.
  • Self-serve signup with a free start
    PlanlinedYesFirst proposal free.
    Zywave CPQNo
  • Pricing
    PlanlinedFirst proposal free, no card. Professional $75/month, or $62/month billed annually. Enterprise custom.
    Zywave CPQNot published. Quote-based; typically bundled with other Zywave products.

"Not documented" means the vendor's public pages do not describe the capability. It may exist; ask them before deciding.

Choose Zywave CPQ when

  • Your quoting starts from a rates database rather than from carrier-issued quotes, and you want plans for all 50 states in one place.
  • You already run BrokerageBuilder or Employee Navigator and want sold plans to flow downstream automatically.
  • PowerPoint is your agency's delivery format and you want it generated directly.

Choose Planlined when

  • Your quotes arrive as carrier PDFs and spreadsheets, and you want them parsed rather than re-keyed or re-quoted.
  • You need contribution modeling, what-if scenarios and invoice reconciliation, none of which Zywave documents for CPQ.
  • You want public pricing and a free first proposal instead of a bundled contract.

Weighing more than these two? Read our roundup of Zywave CPQ alternatives for brokers, which lines up five tools that do this job.

Frequently asked

Questions about switching.

Is Planlined a Zywave CPQ alternative?
For building comparisons and proposals, yes. The approaches differ: Zywave CPQ quotes from its own rates database; Planlined parses the documents carriers actually sent. If your workflow is "the carrier emailed me a PDF", Planlined matches it directly.
Does Zywave CPQ parse PDFs?
Zywave's public product page does not describe document parsing. Its plans and rates come from the Zywave database. Planlined is built around parsing carrier documents.
Can Planlined replace BrokerageBuilder or Broker Briefcase?
No. BrokerageBuilder is an agency management system and Broker Briefcase is a content library. Planlined covers the comparison, modeling and proposal step, and can sit alongside either.

Sources · reviewed September 3, 2026

See Planlined on your own carrier quote.

Your first proposal is free. Upload the PDF you are staring at and compare the output yourself.

No credit card · First proposal free · Cancel anytime