Planlined
Benefit analysis software, formerly BART. Parses whatever the carrier sent into one comparison, models contributions and scenarios, and exports the proposal book and employee guide.
For: brokers and agency teams who receive quotes as PDFs and spreadsheets and build the proposal themselves.
PerfectQuote
Group benefits quoting platform with RFP workflows to carriers and a "Proposal Reader" that parses carrier proposals and SBCs across 400+ formats into instant plan comparisons and a customized spreadsheet presentation.
For: benefits brokers and general agents managing group medical, ancillary and supplemental health, sold on a two-year agreement with structured onboarding rather than a self-serve start.
Side by side
Capabilities, one row each.
- Parses carrier PDFs and spreadsheetsPlanlinedYesNo cap on documents per case; quotes, SBCs, rate sheets and invoices.PerfectQuoteYesProposal Reader supports 400+ carrier proposal and SBC formats.
- Side-by-side comparisonPlanlinedYesUnlimited carriers.PerfectQuoteYes"Instant plan comparisons"; sort, filter and compare Medical, Ancillary and Supplemental Health.
- Proposal exportPlanlinedYesBranded PDF and presentation mode.PerfectQuoteYesCustomized spreadsheet presented to the client.
- Employee enrollment guidePlanlinedYesPerfectQuoteNot documented
- Contribution and what-if modelingPlanlinedYes5+ structures plus a scenario manager for alternatives.PerfectQuoteYesContribution modeling listed as a platform feature; scope not detailed.
- Invoice reconciliationPlanlinedYesPerfectQuoteNot documented
- Plan and case librariesPlanlinedYesPerfectQuoteNot documented
- Team workspaces and client share linksPlanlinedYesPerfectQuoteNot documented
- Live carrier rate feedPlanlinedNoPerfectQuoteNot documented
- Self-serve signup with a free startPlanlinedYesFirst proposal free.PerfectQuoteNo"PerfectQuote does not offer a free trial or self-serve setup"; new agencies go through 4–5 weeks of structured onboarding.
- PricingPlanlinedFirst proposal free. Professional $75/month, or $62/month billed annually, with unlimited proposals. Enterprise custom.PerfectQuotePublished tiers on a two-year agreement: ACA $141/user/month, ACA+ $217/user/month, Flagship $272/user/month (two-user minimum), Enterprise custom.
"Not documented" means the vendor's public pages do not describe the capability. It may exist; ask them before deciding.
Choose PerfectQuote when
- Your book is large-group or GA volume with heavy RFP traffic across many carriers, and you want a dedicated Proposal Reader built for 400+ carrier formats.
- You are ready for a two-year agreement and a guided 4–5 week onboarding rather than a self-serve start.
Choose Planlined when
- You want to start today: PerfectQuote does not offer a free trial or self-serve setup, versus Planlined's free first proposal with no card and no contract.
- You want invoice reconciliation, plan and case libraries, client share links and a scenario manager in the same tool — none of these are documented on PerfectQuote.
- Price: unlimited proposals at $75 a month versus $141 to $272 per user per month on a two-year commitment.
Weighing more than these two? Read our roundup of PerfectQuote alternatives for brokers, which lines up five tools that do this job.
Frequently asked
Questions about switching.
- How does PerfectQuote pricing compare to Planlined?
- PerfectQuote publishes per-user tiers of $141, $217 and $272 per month on a two-year agreement with a two-user minimum. Planlined is $75 per month, or $62 per month billed annually, with unlimited proposals, and the first proposal is free.
- Does PerfectQuote offer a free trial?
- No. PerfectQuote's own FAQ states it does not offer a free trial or self-serve setup; new agencies go through 4–5 weeks of structured onboarding. Planlined's first proposal is free with no card required.
- Do both parse carrier documents?
- Yes. PerfectQuote's Proposal Reader supports over 400 carrier proposal and SBC formats. Planlined does not cap documents per case and also parses invoices for reconciliation, which PerfectQuote does not document.
Sources · reviewed September 4, 2026