Planlined
Formerly BART: carrier documents to branded proposals, presentations and employee guides, with comparisons and contribution modeling. For brokers, brokerage and GA service teams; confirm GA access and branding setup. Product facts and evidence.
PerfectQuote
Group benefits quoting platform with RFP workflows to carriers and a "Proposal Reader" that parses carrier proposals and SBCs across 400+ formats into instant plan comparisons and a customized spreadsheet presentation.
For: benefits brokers and general agents managing group medical, ancillary and supplemental health, sold on a two-year agreement with structured onboarding rather than a self-serve start.
See the completed result
See the costs in a finished medical proposal.
Follow two medical plans from reviewed rates to employer contributions, paycheck costs and a six-page proposal PDF.
- Current → renewal per month
- $8,200 → $9,020
- Employer contribution
- 75%
- Employee-only per paycheck · 26 deductions
- $63.46
Fictional medical example. Plan roles and contributions were set manually. The published PDF contains six proposal pages; the worked example includes the source inputs and verification method.
Side by side
Capabilities, one row each.
“Yes” means documented, not independently tested for every carrier or workflow; extraction may need correction or manual entry. “Not documented” means absent from reviewed public sources, not necessarily unavailable. See evidence and limits, including medical PDF and dental spreadsheet examples; confirm vendor scope before choosing.
On smaller screens, scroll across to compare both products.
| Capability | Planlined | PerfectQuote |
|---|---|---|
| Parses carrier PDFs and spreadsheets | YesDocumented inputs; extraction may be incomplete and require manual entry. | YesProposal Reader supports 400+ carrier proposal and SBC formats. |
| Side-by-side comparison | YesNo configured carrier-count cap; review extracted values against the original document. | Yes"Instant plan comparisons"; sort, filter and compare Medical, Ancillary and Supplemental Health. |
| Proposal export | YesBranded PDF and presentation mode. | YesCustomized spreadsheet presented to the client. |
| Employee enrollment guide | Yes | Not documented |
| Contribution and what-if modeling | Yes5+ structures plus a scenario manager for alternatives. | YesContribution modeling listed as a platform feature; scope not detailed. |
| Invoice reconciliation | Yes | Not documented |
| Plan and case libraries | PartialCase library available now; Plan Library is in staged rollout. | Not documented |
| Team workspaces and client share links | Yes | Not documented |
| Live carrier rate feed | No | Not documented |
| Self-serve signup with a free start | Yes7-day free trial with full features. | No"PerfectQuote does not offer a free trial or self-serve setup"; new agencies go through 4–5 weeks of structured onboarding. |
| Pricing | $75/month or $744/year ($62/month billed annually); 250 AI credits/month. Unlimited paid cases and exports; AI allowance is separate. Confirm team workspace setup.Pricing and trial terms | Published tiers on a two-year agreement: ACA $141/user/month, ACA+ $217/user/month, Flagship $272/user/month (typically a two-user minimum), Enterprise access confirmed separately. |
Before you switch
Evaluate PerfectQuote in your workflow.
Test document fit before choosing a contract
PerfectQuote’s Proposal Reader documents support for more than 400 carrier proposal and SBC formats. Bring the formats your agency receives to its onboarding discussion, and ask how they become the customized spreadsheet presentation. With Planlined’s trial, review the extracted values against the original documents and inspect the branded PDF. These are different deliverables even when both tools parse the quote.
Compare the agency commitment, not just the monthly number
PerfectQuote publishes per-user tiers on a two-year agreement, typically with a two-user minimum, and describes four to five weeks of onboarding with no free trial or self-serve setup. Planlined offers a seven-day trial and monthly or annual pricing. Include the seats and start date your team needs when comparing the offers, and confirm workspace setup before purchasing.
Choose PerfectQuote when
- Your book is large-group or GA volume with heavy RFP traffic across many carriers, and you want a dedicated Proposal Reader built for 400+ carrier formats.
- You are ready for a two-year agreement and a guided 4–5 week onboarding rather than a self-serve start.
Choose Planlined when
- You want to start today: PerfectQuote does not offer a free trial or self-serve setup, versus Planlined's 7-day free trial with full features.
- You want invoice reconciliation, a case library, client share links and a scenario manager in the same tool — none of these are documented on PerfectQuote.
- Price: unlimited proposals at $75/month or $744/year versus $141 to $272 per user per month on a two-year commitment.
Weighing more than these two? Read our roundup of PerfectQuote alternatives for brokers, which lines up five tools that do this job.
Frequently asked
Questions about switching.
- How does PerfectQuote pricing compare to Planlined?
- PerfectQuote publishes per-user tiers of $141, $217 and $272 per month on a two-year agreement with typically a two-user minimum. Planlined is $75 per month or $744 per year, with unlimited proposals, and a free trial is available.
- Does PerfectQuote offer a free trial?
- No. PerfectQuote's own FAQ states it does not offer a free trial or self-serve setup; new agencies go through 4–5 weeks of structured onboarding. Planlined offers a 7-day free trial with full features.
- Do both parse carrier documents?
- Yes. PerfectQuote's Proposal Reader supports over 400 carrier proposal and SBC formats. Planlined does not cap documents per case and also parses invoices for reconciliation, which PerfectQuote does not document.
Sources · reviewed October 25, 2026