Planlined
Formerly BART: carrier documents to branded proposals, presentations and employee guides, with comparisons and contribution modeling. For brokers, brokerage and GA service teams; confirm GA access and branding setup. Product facts and evidence.
Outmarket AI
AI platform for insurance brokerages across commercial lines and employee benefits — quote comparison, proposal builder, policy review, ACORD forms, loss runs — whose benefits product compares plan documents from up to 10 carriers with a census, runs contribution scenarios and reconciles carrier bills.
For: brokerages, often P&C-led, that want one AI platform across commercial insurance and benefits, integrated with an agency management system; the company cites 250+ agencies.
Side by side
Capabilities, one row each.
“Yes” means documented, not independently tested for every carrier or workflow; extraction may need correction or manual entry. “Not documented” means absent from reviewed public sources, not necessarily unavailable. See evidence and limits, including medical PDF and dental spreadsheet examples; confirm vendor scope before choosing.
On smaller screens, scroll across to compare both products.
| Capability | Planlined | Outmarket AI |
|---|---|---|
| Parses carrier PDFs and spreadsheets | YesDocumented inputs; extraction may be incomplete and require manual entry. | Yes"Extract every carrier and group plan"; benefits comparison takes plan documents from up to 10 carriers plus a census. |
| Side-by-side comparison | YesNo configured carrier-count cap; review normalized fields against the original document. | YesMedical (HMO, PPO, HDHP), dental, vision, life, disability and retirement plans in one view. |
| Proposal export | YesBranded PDF and presentation mode. | YesProposal Builder "generates client-ready proposals in minutes". |
| Employee enrollment guide | Yes | Not documented |
| Contribution and what-if modeling | Yes5+ structures plus a scenario manager. | YesContribution-split scenarios across plans, rate overrides, automatic affordability calculations. |
| Invoice reconciliation | Yes | YesBilling reconciliation flags tier and premium mismatches and members on the bill who are not in enrollment. |
| Plan and case libraries | PartialCase library available now; Plan Library is in staged rollout. | Not documented |
| Agency management system integrations | NoClient share links and exports; no AMS integration. | YesAMS360, Applied Epic, HawkSoft, Nexsure; OneDrive, SharePoint, ImageRight, Google Drive; Outlook and Gmail. |
| Live carrier rate feed | No | Not documented |
| Self-serve signup with a free start | Yes7-day free trial with full features. | NoDemo booking only. |
| Pricing | $75/month or $744/year ($62/month billed annually); 250 AI credits/month. Unlimited paid cases and exports; AI allowance is separate. Confirm team workspace setup.Pricing and trial terms | Not published. Demo booking only; no per-user price, tier or free trial is documented. |
Choose Outmarket AI when
- You are a P&C-led agency and want the same AI platform for commercial lines — policy review, ACORD forms, loss runs, BOR letters — and for benefits.
- You need the comparison to live inside AMS360, Applied Epic, HawkSoft or Nexsure.
Choose Planlined when
- You are a benefits-only broker and want the employee benefit guide produced from the same case as the proposal — Outmarket does not document one.
- You want to see the price and run a real case before talking to anyone: Planlined offers a free trial and the plan is $75 per month or $744 per year.
- Your renewals regularly involve more than 10 carriers' documents; Planlined does not cap documents per case.
Frequently asked
Questions about switching.
- Does Outmarket AI publish pricing?
- No. As of our review, the only entry point is booking a demo; no per-user price, tier or free trial is documented. Planlined offers a free trial; paid access is $75 per month or $744 per year.
- Do both compare plans and reconcile carrier bills?
- Yes. Outmarket's benefits product compares plan documents from up to 10 carriers against a census, runs contribution scenarios and reconciles carrier bills against enrollment. Planlined does the same from the carrier quotes, SBCs, rate sheets and invoices you already have, with no document cap, and adds the proposal book and employee guide.
- Is Outmarket AI a benefits tool or a P&C tool?
- Both. It started as a commercial-insurance platform — quote comparison, coverage gap analysis, ACORD forms, loss runs — and announced employee-benefits capabilities as an expansion. Planlined is benefits-only.
Sources · reviewed September 5, 2026